The document discusses the challenges faced by low-income college students who work while studying, noting that 6 million of 14 million working learners are low-income and tend to work longer hours, which negatively impacts their academic outcomes. Completion rates for low-income working learners are significantly lower, with only 22% earning a bachelor's degree within six years compared to 37% for higher-income counterparts. It emphasizes the need for stronger education-work connections and support for working learners, particularly in financial literacy and relevant internships.