How are midsize employers moving from traditional insurance to self-insurance with ParetoHealth? When you're on a traditional fully insured health plan, your fixed costs are high and you’re blind to what’s driving your claims. Traditional insurers bundle medical, pharmacy, and stop-loss into a one-size-fits-all package, and you pay a steep premium for this service. Going self-funded with Pareto enables employers to offer similar healthcare benefits at lower fixed costs with full transparency into your medical and pharmacy claims data so you can stop being reactive and start building a long-term strategic plan. In our Stop-Loss Simplified series, Peter Doran and 🎙Spencer Smith, CSFS® explain why more midsize employers are choosing self-funding with Pareto to lower fixed costs, gain claims transparency to inform strategic decisions, and unlock savings potential. 🎥 Watch the full video (link in comments) to see how the self-funding components come together: ✔️ Third party administrator (TPA) processes your medical claims ✔️ Pharmacy Benefit Manager (PBM) processes your pharmacy claims ✔️ Stop-loss carrier caps your liability to catastrophic claims #SelfInsurance #StopLoss #TPA #PBM #HealthBenefits #ParetoHealth #RightSideoftheFight
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Sr Consultant @MarshMclennan | Internal Communications | Wellness & Benefits | Strategy
How effective is your benefits strategy? The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/3Ja9sAA Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources #Study #Trends
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The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how prepared is your benefits strategy? https://bit.ly/4npXL6L Mercer Marsh Benefits shares how inflation, increasing utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/4huSCJu Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/42PxSG8 Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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Our annual Health Trends report is out! Discover the latest insights from Mercer Marsh Benefits on emerging health trends that will impact employers, employees, and the entire healthcare landscape.
The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/42PxSG8 Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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Global Mobility Business Partner at Sanofi | Immigration, Tax & Compliance Expert | Compensation & Benefits Strategist
As a Global Mobility professional, managing health benefits for international assignees is becoming increasingly complex. This Mercer insight on rising medical trends through 2026 is a critical read for anyone designing compensation packages for expatriates. Double-digit increases will significantly impact assignment costs and employee experience. How are you adapting your global mobility benefits strategy? #GlobalMobility #EmployeeBenefits #InternationalAssignments #HealthInsurance
The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/42PxSG8 Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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T-shaped | Strategy • Tech • Ops | Governance & Growth with AI + Data | Turning complexity into clarity
In Asia, managing high-cost claimants, those with complex and expensive medical needs, is insurers’ top affordability concern, cited by 87% of respondents. Prevention is key: prioritizing programs like vaccinations, cancer screenings, routine health checks, and supporting policies that allow employees time off for preventive care. Equally important is helping employees living with chronic conditions manage their health effectively to reduce costly claims. Focusing on prevention and chronic condition management is essential to keeping medical plans affordable while supporting employee well-being. #EmployeeBenefits #ChronicConditionManagement #Prevention
The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/42PxSG8 Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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Health Trends 2026 global report explores what employers need to do to actively reshape the benefits mix to deliver more value for employees and the business. #benefits #healthcare
The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/42PxSG8 Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/3WOOHgT Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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The medical insurance landscape is shifting — and employer health plans are under unprecedented pressure. With double-digit medical trend increases expected through 2026, how effective is your benefits strategy? https://bit.ly/48AKIvD Explore how inflation, increasing, utilization and advanced technologies are leading contributors to claims costs and persistent gaps in care with many plans not designed to meet the needs of today’s workforce. #benefits #healthcare #HumanResources
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🔗 to full video: https://youtu.be/743hXpVJP_I?si=jtMBlAkuzFhP9Jm4