The housing market is facing a convergence of challenges that are reshaping stability and strategy. Inventory is rising, yet affordability remains stagnant — a sellers’ paradox that leaves buyers hesitant and negotiations stalled. Beneath these national trends, micro-local economics are creating sharp contrasts, where some neighborhoods offer opportunity while others experience affordability shock. This week’s Property Pulse examines how these dynamics intersect with climate-driven financial shocks and escalating cost burdens. We explore why moving beyond broad averages to pinpoint risk and cost at the individual asset level is no longer optional — it’s essential for informed decisions in a market defined by volatility and resilience. Read the full edition and discover how confidence, climate, and granular insight are shaping the future of housing. #PropertyPulse #AffordabilityShock #MicroLocalRisk #SellersParadox #CotalityInsights
Glen Kemp
1w
The premise of this article remains a subject of controversy. It presumes universal acceptance. However, many well-informed people, including scientists, do not agree. I unsubscribed for this reason.
Empowering Australians to Achieve Financial Freedom | Mortgage & Finance Broker | Business Finance Specialist | Corporate Financial Wellness Advocate
1wThis piece highlights a global shift we’re also seeing in Australia: climate risk is no longer regional, it’s hyper-local and directly tied to property value. Insurers and lenders here are already pricing risk street-by-street, which mirrors the growing divide between resilient suburbs and high-risk areas. Combined with affordability pressures and the “golden handcuffs” effect of low-rate mortgages, the market is clearly moving into a new phase of structural complexity. Granular, data-driven climate insights will be essential for protecting both homeowners and long-term market stability.