Zaid Rahman’s Post

What’s stopping more mid-market businesses from modernizing payments? It’s not tech. It’s fear. Mid-market businesses often tell me: “Our payments system works.” Sure — it runs. But every month, the irritation costs stack up: manual reconciliation, limited transaction visibility, high processing fees. You’re not broken — but you’re stuck. And while “it works,” you’re bleeding time, money, and the ability to leverage modern technology. Why it happens: 💡 The Comfort of Control — manual processes feel safe. ⚙️ The Fear of Breakage — fragile stacks of tools that “just about work.” 🔥 The Habit of Firefighting — no headspace to fix systems when you’re busy surviving month-end. How to fix it: 1️⃣ Change your mindset. Today’s tech is accessible, integratable, and scalable. You don’t need to “rip and replace” to start transforming. 2️⃣ Start with an assessment. Expose the hidden cost of “it works.” Identify where automation delivers the biggest lift. 3️⃣ Define readiness. Modernized payments unlock more than transactions — they enable automation across teams, tools, and decisions. 4️⃣ Create momentum. Start small. One integration. One bottleneck removed. That’s how internal buy-in is built. Payments tech and AI have democratized what used to be enterprise-only. You can move faster, cut costs, and future-proof your business — without waiting for disruption to force your hand. If your payments engine looks “fine, for now” — that’s your early warning. If you’re ready to move from maintenance mode to innovation mode, send me a message. Let’s map the path from “it works” ➜ “it wins.” #paymentsinnovation #businesstransformation #midmarketgrowth

Platform expansion and embedded finance drive fintech's next growth wave. Routefusion's $26.7M Series A highlights continued #investor confidence in payments infrastructure. The sector is witnessing fintech leaders expanding into full-stack platforms while ERP systems embed financial services directly into their offerings. AI integration is accelerating across #fintech applications, from fraud detection to personalized financial services. The convergence of embedded compliance and financial infrastructure is reshaping how companies build and scale financial products. For #investors, the opportunity lies in identifying platforms with strong unit economics and clear differentiation. The days of growth-at-any-cost are over. Profitability and sustainable business models now drive valuations. #Startups combining regulatory expertise with superior user experience are capturing market share and securing funding. Where do you see embedded finance creating the most value?

Platform expansion and embedded finance drive fintech's next growth wave. Routefusion's $26.7M Series A highlights continued investor confidence in payments infrastructure. The sector is witnessing #fintech leaders expanding into full-stack platforms while ERP systems embed financial services directly into their offerings. AI integration is accelerating across fintech applications, from fraud detection to personalized financial services. The convergence of embedded compliance and financial infrastructure is reshaping how companies build and scale financial products. For #investors, the opportunity lies in identifying platforms with strong unit economics and clear differentiation. The days of growth-at-any-cost are over. Profitability and sustainable business models now drive #valuations. #Startups combining regulatory expertise with superior user experience are capturing market share and securing funding. Where do you see embedded finance creating the most value?

Sequoia Backs Rogo to Automate Junior Banking Work. Sequoia Capital led a funding round for Rogo Technologies, which builds AI to automate core tasks done by junior investment bankers. The company intends to raise USD 50 to 100 million, implying a post-deal valuation near USD 750 million, more than double from early this year. Named clients include Tiger Global Management, Lazard, and Moelis. The move signals rising investor conviction that automating pitch materials, valuation models, and IPO documentation can compress deal prep cycles and rebalance early-career workflows in finance. #SequoiaCapital, #RogoTechnologies, #InvestmentBanking, #AI, #Automation, #Fintech, #Funding Overview. Sequoia Capital led an investment in Rogo Technologies, an AI startup focused on investment banking workflows. The company plans to raise USD 50 to 100 million and reach an estimated USD 750 million valuation. Clients include Tiger Global Management, Lazard, and Moelis. Findings. - Sequoia Capital led the investment in Rogo Technologies. - Rogo plans to raise an additional USD 50 to 100 million, and the deal is not yet finalized. - The implied valuation is about USD 750 million, more than double from the start of the year. - The product automates slide decks, financial valuation models, and IPO documents. - Named customers include Tiger Global Management, Lazard, and Moelis. - Rogo was founded in 2022 by Gabriel Stengel, John Willett, and Tumas Rackaitis. Impact. - Funding validates demand for AI that targets high-cost analyst tasks. - Automation of pitch materials and models can reduce turnaround times and standardize outputs. - Reference customers from buy and sell side strengthen credibility and near-term adoption. - A higher valuation and new capital can accelerate product scaling if the raise closes. - Shift of routine work to software may change how junior bankers are trained and staffed. more info: https://lnkd.in/dZVhJCxC

The Next Fintech Frontier: Designing for Cash Flow Gaps Cash flow problems don’t just affect small businesses they define them. For most founders, the question isn’t how do we grow? ”but“ how do we stay liquid while growing?” Fintech has a real opportunity here not by offering another payment card, but by redesigning how money moves through a business. 1. Solve the Timing Problem Most cash flow stress comes from timing mismatches payments in one direction, obligations in another. Products that offer instant settlements, invoice factoring, or revenue-based financing directly smooth that gap. 2. Make Finance Predictive Most tools today are reactive they tell you what already happened. The real power lies in tools that forecast using transaction data, seasonality, and partner behavior to warn companies before liquidity issues hit. 3. Integrate, Don’t Add Complexity Businesses don’t need another dashboard they need insights where they already work: inside accounting tools, marketplaces, or banking apps. Fintech wins when it integrates into workflows, not when it demands new ones. Final Thought The future of fintech isn’t in more transactions it’s in smarter timing. The companies that win will be the ones that turn cash flow from a struggle into a strategy. #FintechInnovation #CashFlowSolutions #ProductStrategy #SMEs #StartupFinance #EmbeddedFinance

Vendor lock-in remains one of the biggest roadblocks to innovation. Too often, companies invest in a solution that fits their needs today — only to realize tomorrow that it can’t grow or adapt with them. That’s exactly what we’ve set out to change at HES FinTech. Our approach starts with flexibility: we tailor our software to each client’s processes, business goals, and long-term strategy. At the heart of this flexibility is HES LoanBox, our modular lending platform that covers the entire loan origination process and can be enhanced with GiniMachine, an AI engine for advanced credit scoring. It empowers financial institutions to get started fast, customize freely, and scale on their own terms. We also see a growing demand for even more flexibility. Until recently, we had only a few exceptional cases where clients requested a Developer License transfer. But as the market evolves, we’re now offering this option proactively. And it’s changing how our clients think about customization. When they know they can obtain a Developer License, their entire approach transforms. They invest in new features with full confidence, knowing the functionality they build stays with them. Here are the benefits: 🟢 Freedom to scale and modify your platform in-house or with hybrid teams 🟢 Ability to build a Business Continuity Plan in case of vendor-related issues 🟢 Higher business valuation — investors view you as a FinTech company, not just a financial organization To all lenders looking for a unique solution but feeling stuck between SaaS's limitations and the high costs of custom development — let’s talk. We’re here to help you build technology that grows with you. #FinTech #LendingTechnology #LOS #LMS #LoanOrigination #LoanManagement

🚀 Strategic Partnership in Fintech: LeapFin and Airwallex Drive Intelligent Revenue Accounting In a move that redefines financial efficiency for growing businesses, LeapFin, the leading platform in revenue accounting automation, has announced a partnership with Airwallex, the global cross-border payments platform. This integration enables companies to scale with greater precision in revenue recognition, aligning with standards such as ASC 606 and IFRS 15. 📈 Key Benefits of the Partnership - Real-time automation: Airwallex transaction data flows directly into LeapFin, eliminating manual reconciliations and reducing errors in revenue accounting. 💡 - Global scalability: Ideal for growing businesses handling international payments, offering instant visibility into cash flows and regulatory compliance. 🌍 - Operational efficiency: Accelerates monthly financial closes by up to 50%, allowing finance teams to focus on high-value strategies instead of repetitive tasks. ⚡ This collaboration arrives at a crucial moment for the fintech sector, where precision in revenue recognition is essential for attracting investors and complying with regulations. LeapFin now processes data from over 100 currencies and thousands of daily transactions from Airwallex, empowering startups and scale-ups with AI tools for more accurate forecasts. For more information, visit: https://lnkd.in/eYQZ6DWt #Fintech #RevenueAccounting #Airwallex #LeapFin #FinancialAutomation #ASC606 #IFRS15 If you like this type of technical news, consider donating to the Enigma Security community to continue supporting more content: https://lnkd.in/evtXjJTA Connect with me on LinkedIn to discuss fintech trends: https://lnkd.in/ex7ST38j 📅 Thu, 06 Nov 2025 12:12:59 +0000 🔗Subscribe to the Membership: https://lnkd.in/eh_rNRyt

The global payments landscape is shifting, and the race for faster, cheaper cross-border transactions is accelerating. As businesses increasingly operate across borders, managing multi-currency cash flow efficiently is no longer a luxury—it's a necessity for staying competitive. This is where OpRemit’s AI-powered intelligence makes all the difference. While others are just beginning to explore real-time systems, our platform is already automating FX decisions and optimizing conversion paths for Canadian businesses today. We analyze market trends to execute transfers at the best possible rates, turning the complexity of international finance into a streamlined, yield-maximizing operation. OpRemit empowers you to move money globally with confidence, eliminating traditional high costs and manual processes. Our technology provides the real-time insights and automated timing needed to protect your margins and enhance your international fund transfers. Discover how to future-proof your business finances. Visit Opremit.ca to learn more.

🚀 Strategic Partnership in Fintech: LeapFin and Airwallex Drive Intelligent Revenue Accounting In a move that redefines financial efficiency for growing businesses, LeapFin, the leading platform in revenue accounting automation, has announced a partnership with Airwallex, the global cross-border payments platform. This integration enables companies to scale with greater precision in revenue recognition, aligning with standards such as ASC 606 and IFRS 15. 📈 Key Benefits of the Partnership - Real-time automation: Airwallex transaction data flows directly into LeapFin, eliminating manual reconciliations and reducing errors in revenue accounting. 💡 - Global scalability: Ideal for growing businesses handling international payments, offering instant visibility into cash flows and regulatory compliance. 🌍 - Operational efficiency: Accelerates monthly financial closes by up to 50%, allowing finance teams to focus on high-value strategies instead of repetitive tasks. ⚡ This collaboration arrives at a crucial moment for the fintech sector, where precision in revenue recognition is essential for attracting investors and complying with regulations. LeapFin now processes data from over 100 currencies and thousands of daily transactions from Airwallex, empowering startups and scale-ups with AI tools for more accurate forecasts. For more information, visit: https://lnkd.in/eDd7bkDc #Fintech #RevenueAccounting #Airwallex #LeapFin #FinancialAutomation #ASC606 #IFRS15 If you like this type of technical news, consider donating to the Enigma Security community to continue supporting more content: https://lnkd.in/er_qUAQh Connect with me on LinkedIn to discuss fintech trends: https://lnkd.in/eXXHi_Rr 📅 Thu, 06 Nov 2025 12:12:59 +0000 🔗Subscribe to the Membership: https://lnkd.in/eh_rNRyt

Funds flow isn’t just a back-office detail. It's how value moves, scales, and complies. And, it makes innovation possible. In the world of ICHRA, consumer-driven benefits, and embedded finance, too many platforms dictate rigid payment and funds flow. But what if your funds flow could be designed to meet your needs? At Xformative, we believe: --> Flexibility should be built in, not an after-thought. --> Visibility should extend from funding to reconciliation. --> Logic should reflect your business and your needs. This new post breaks down how to architect funds flow that’s configurable and ready for growth. Whether you’re launching a new platform or modernizing legacy infrastructure, it’s worth a read. 👉How to Build Out Your Funds Flow https://lnkd.in/gae4HTaW #FundsFlow #EmbeddedFinance #BenefitsTech