Ferenczy Benefits Law Center

📣 Attention Plan Sponsors: Final Catch-Up Contribution Regs Released! 📣 The Treasury has released final regulations that clarify your options under the 2026 Catch-up Contribution changes – and the clock is ticking.  🔍 In our latest Flash in the Plan, Alison Cohen breaks down:        ✅ The key elections you’ll need to make        ⚖️ The pros and cons of each option        📆 The timeline: Rules take effect Jan 1, 2026, but you have until Dec 31, 2026 to make your elections in the SECURE/SECURE 2.0 Amendment.  💡 Get ahead of the curve and make informed decisions. 🔗 https://lnkd.in/eGM4YUQf  #ERISAExperts #ComplianceMatters

Still time to join us! Today’s STAX AI webcast delivers Compliance Clarity with our expert, Ilene Ferenczy. ✅ Last-minute registration is open – secure your spot now and be part of the conversation! https://lnkd.in/guNZj46M

🤔 Curious about what really happens when an employer joins or leaves a MEP or PEP? Join us for the ERISApedia Webcast: MEP/PEP: The Ins & Outs with Ilene Ferenczy, Adrienne Moore and S Derrin Watson, where we’ll tackle your most pressing questions: 💡 How do employers join, leave, or terminate in a MEP/PEP? 💡 What’s the deal with Mandatory Automatic Enrollment and grandfathered plans? 💡 How should the Form 5500 be handled? 💡 And what about those “bad apple” proposed rules?   📅 Thursday, November 20, 2025 | 2:00 PM (ET) ✅ You asked. Ferenczy answers. Don’t miss it! 🔗 Register: https://lnkd.in/etm6BnTC

📣 New COLAs with a TWIST! $145,000 OUT, $150,000 IN!   The IRS has announced the 2026 cost-of-living adjustments for retirement plan limits, effective January 1, 2026. Here’s what’s changing: ✅ Deferrals in 401(k), 403(b), and most 457 plans: $24,500 (up from $23,500) ✅ Catch-up for age 50+: $8,000 (up from $7,500) ✅ IRA contributions: $7,500 (up from $7,000) ✅ IRA catch-up (50+): $1,100 (up from $1,000) And the twist? The Roth Catch-up FICA wage threshold has retroactively moved from $145,000 to $150,000—a key update for highly paid individuals (HPIs). Additional changes apply for higher earners and those aged 60–63 under SECURE 2.0. We’ve summarized all the updated limits in our latest FlashPoint—check it out to make sure your plans are ready for 2026! 👉 https://lnkd.in/gQu9CbNc #ERISAExperts #IRSUpdates #SECUREAct

⭐ Honoring Our Veterans ⭐ Today, we pause to honor and thank all who have served in the armed forces. Your courage, sacrifice, and dedication to protecting our freedoms do not go unnoticed. We are especially proud to recognize our colleague Yariqua Turner, whose service and continued contributions to our firm inspire us every day. Thank you, Rica, for your commitment—both in uniform and in our workplace. 🎖️ To all veterans: we are grateful for you. #VeteransDay #ThankYouVeterans #Service

⚓ Fiduciary duties go beyond your own actions - you could be liable for what others do if you're not diligent. FBLC’s Hayden Herock shares a correction article on prohibited transactions and co-fiduciary liability - and how to avoid becoming collateral damage. 🧭 Read the saga of Captains Jack and Hector to learn how to steer clear of pension pirates and ensure smooth sailing -> https://lnkd.in/e9efEpAw #ERISAExperts #ComplianceMatters #PlanCorrection #FiduciaryResponsibility #VFCP

👻 The Nerd Herd is feeling ghostly this Halloween! 🎃 We believe compliance doesn’t have to be scary. But when plan demons rise, we come prepared—with salt, garlic, and silver bullets. 🧛♂️🧠 From lurking liabilities and ghostly governance gaps to werewolf-like withdrawal rules, The Nerd Herd is armed and ready to protect your plan from both the statutory and the supernatural. Wishing you a safe, spooky, and spectacular Halloween from all of us at FBLC! #NerdHerd #ERISAExperts #HappyHalloween

🌟 Save the Date! 🌟 Pensions on Peachtree 2026 swings into Atlanta April 23–24 — and adventure awaits! 🌿 Vines are rustling… Trek through 2 wild days of ERISA learning with FBLC, earn up to 15 CE credits, and connect with top attorneys, actuaries, TPAs and financial advisors. This high-stakes expedition is packed with insights to help you stay ahead in retirement plan compliance, design and administration. Get ready to roll the dice on your next pension jungle adventure! 📅 Date: April 23–24, 2026 📍 Location: Atlanta, GA 🎓 Up to 15 hours of CE credit 🔗 Registration opens January 2026! #PensionsOnPeachtree #POP2026 #ERISA #PensionConference

Registration is open! You don't want to miss it! #ERISA #CensusSeason #webinar