ClarityPay

Welcome David Mitchell, who has joined ClarityPay to help scale our expansion in home, auto, and retail. With over 20 years of industry experience, David joins us as VP of Business Development. He has worked with leading enterprise merchants and platforms at Splitit, Ally, and Capital One with a deep focus on home improvement and retail. He’ll be leveraging this expertise to design and deliver tailored credit solutions that drive growth, strengthen customer loyalty, and create exceptional customer experiences. We’re thrilled to have David on board and look forward to the impact he’ll continue to make for partners and customers. #fintech #hiring Houman Motaharian, Tom Carter

Gearing up for Phocuswright Conference in San Diego ✈️ : Our SVP of Travel & Retail, Adrian B., is ready to talk how point-of-sale credit and and loyalty programs are coming together to power the future of commerce for travel brands. DM Adrian to connect at the event if you're looking for additional optimizations in your 2026 program, he brings over a decade of experience at the intersection of FinTech, corporate banking, and travel technology. #fintech #travel

“If you want to change the world, start off by making your bed.” — Admiral William H. McRaven Today, we honor and thank those who have served our country, including our colleagues. The values you carry with you — service, discipline, and personal accountability — inspire us all to show up with the same focus and integrity every day. To all veterans and the families who support them: thank you.

That’s a wrap Money20/20! Houman Motaharian and Tom Carter sat down with Lou Carlozo, host of the #Bankadelic podcast, to talk about the genesis of ClarityPay — and how we're building our business to better serve merchants so they can better serve their customers. At ClarityPay, we live our values every day across teams: - A company merchants — and their customers — can trust - A strategic partner that uses data and flexibility to reduce friction and drive growth - A culture committed to problem-solving and starting from “yes” Our merchants want tailored solutions that uphold their brand — from private-label options and flexible product configurations to smart use of data that improves acquisition, boosts LTV, and grows share of wallet. In this episode, Houman and Tom share where it all started — and where we're headed next. 🎧 Tune in to hear the full conversation on SoundCloud or Apple Podcasts. 🔗 Link in comments below!

See you at the Travel Cobrand & Rewards Conference, kicking off tomorrow in NYC. Connect with Adrian B. or Kim Hoffman - they'll be there to discuss how POS Credit and BNPL can be orchestrated to power the future of rewards. #travel #rewards #fintech

Curious about ClarityPay? This is your chance to connect with the leadership team driving what’s next for tailored point-of-sale credit solutions.   ClarityPay empowers merchants to optimize their consumer financing programs with full spectrum solutions that boost acquisition & loyalty, even in volatile markets. We cover full credit suite products including BNPL, installments, and revolving with private label options and more.   Our team will be on the ground at hashtag #Money2020, ready to discuss how smarter, data-driven credit programs can transform customer outcomes and merchant performance. 📍 Las Vegas | October 26-29  💬 Reach out to schedule time   Tom Carter - Chief Commercial Officer Jill Rockwood - Head of Finance Vikas Shetkar - Chief Credit Officer   See you there! cc. Vesey Ventures TTV Capital Neuberger Berman

Join Kent Schoen on Wednesday October 22 from 2:45 – 3:45 p.m. for a panel discussion on Legal and Compliance When Building Programs and Products: How it is Changing in the World of Artificial Intelligence. Kent is heading to New Orleans for #CONFIN25, hosted by McGlinchey Stafford and Wolters Kluwer—where compliance meets conversation (with a side of beignets and jazz 🎷). He’ll join Meg Rahman (Credit Karma) and Robert Savoie (McGlinchey Stafford) to explore how legal and compliance teams are adapting as AI reshapes product development and risk frameworks. Thanks to Robert and the McGlinchey team for the invite—looking forward to a great discussion. Kent is #hiring for legal and compliance roles, so be sure to stop by this session or reach out and connect if you're interested in learning more about ClarityPay. #ConsumerFinance #Fintech #AI 

We’re thrilled to announce “MJ” Mrutyunjaya Panda has joined ClarityPay as our new Chief Operating Officer.
 MJ brings a strong track record from American Express and Goldman Sachs, where he built global teams, advanced machine learning–driven risk models, and launched innovative credit solutions with partners like Walmart.
 Houman Motaharian, our CEO & Founder shared: “MJ’s ability to balance analytics and risk while scaling innovation made him the clear choice. His leadership style—operational rigor paired with rapid testing of new ideas—fits perfectly with ClarityPay’s mission.”
 As COO, MJ will focus on scaling our risk and data intelligence, strengthening credit programs for merchants, and building flexible, transparent payment options for consumers.
 Welcome MJ! We look forward to seeing your impact as we continue to scale next-generation credit solutions. To see more about MJ's role at ClarityPay and what's next, read the full announcement, linked in the comments below 🔗

Conversion and Loyalty are critical metrics when considering how to optimize your payments and financing programs. We hope you were able to stop by to see us this week at MAG and discuss your plans for optimizing your program this year. If we missed you, please DM one of the smiling faces below - we'd love to connect and discuss how we're tailoring credit programs to align your unique strategy. Merchant Advisory Group - thanks for hosting another successful event!

We're a company founded in New York City with many of our teammates here on September 11th, 2001. We remember the confusion, the silence, and the sirens. We remember the bravery. The firefighters. The first responders. The countless New Yorkers who helped one another in the face of unthinkable loss. On this day, we pause to honor those who ran toward danger — and those we lost. Their legacy stays with us.