DBS Bank

In an interview with McKinsey & Company, DBS CEO Tan Su Shan was asked to look ahead and share what kind of leadership will be most important for DBS to achieve its bold vision. She said that navigating volatility requires leaders who are agile and prepared to adapt. “Great volatility requires leaders who are agile. You’re able to pivot when you have to pivot. You’re able to change when you have to and meet whatever crisis or sudden changes come your way.” Su Shan emphasised the importance of building teams that can respond quickly, planning for a range of possible scenarios and working horizontally across the organisation. She credited her predecessor, Piyush Gupta, for creating a culture grounded in teamwork, data and digital capabilities, describing these as the “edges” that help DBS stay resilient through market shifts, geopolitical changes and technological disruption. As the world becomes more complex, she said staying ahead also means maintaining an open mind. “AI is eating the world... just being ahead of these trends requires open-mindedness, agility and nimbleness. It requires ambidextrous leadership.” Her message was clear: in times of rapid change, successful leadership is defined by adaptability, collaboration and the ability to look ahead. Video courtesy of McKinsey & Company.

Speaking at the recent Singapore Fintech Festival 2025, DBS Chief Economist Taimur Baig said, "A prosperous and sustainable world requires an environment of innovation, creative destruction and tech diffusion." Hosted by Khyati Chauhan of Global Finance & Technology Network, the discussion drew from the work of the 2025 Nobel Laureates Joel Mokyr, Philippe Aghion and Peter Howitt. "Innovation creates a cycle of prosperity in which successfully operationalised ideas inspire others to innovate. Innovation is also fostered in an environment of creative destruction, where existential competition forces incumbents and aspirants to seek to outdo each other. The true impact of these innovations however, can only be felt when the technology diffuses across a large participant base," said Taimur. Taimur also highlighted that prosperity requires the best talent from around the world, "We have to remain open to the best and the brightest of the world. When that’s coupled with an enabling environment, the economy will flourish.” #SFF2025 #DBSfintech #Innovation #EconomicGrowth

We are thrilled to receive the Tripartite Alliance Award for Fair and Progressive Employment Practices for the fourth time in 2025! 🎉 Awarded by the Tripartite Alliance for Fair and Progressive Employment Practices (TAFEP) and conferred by the Ministry of Manpower (MOM), National Trades Union Congress (NTUC) and Singapore National Employers Federation (SNEF), this award recognises exemplary organisations that excel in building fair and progressive workplaces and keep employees at the heart of their progress – making them one of the best organisations to work for in Singapore. This award also underscores our important partnership with the DBS Staff Union. Our Singapore Country Head Him Chuan LIM, together with fellow colleagues contributed to this year’s rigorous evaluation process. Your leadership, insights and active participation have been instrumental in helping us uphold high standards of employee experience and progressive practices. To Team DBS, thank you for supporting our efforts to uphold a progressive and people-centred workplace. Your commitment has been fundamental to this achievement and to the culture we continue to build together. 📷 Award was presented by Senior Minister of State at Ministry of Health and Minister of Manpower, Poh-Koon Koh (Dr), and received by Dane L. on behalf of DBS. Supporting in attendance, DBS Staff Union President Patrick Sim, Sini Wang and other colleagues.

At #DBSBank, we're continuously evolving our banking services to meet the dynamic needs of our customers, fostering financial innovation and an inclusive payment ecosystem. Richard Lee, Head of Product Cash Management, Global Transaction Services, DBS Hong Kong, shared his insights at #HongKongFinTechWeek2025 on the future of payments, highlighting significant advancements and challenges. "The nature of money will be redefined. Beyond facilitating payments, we envision a future where money is programmable for specific purposes." Translating this vision into tangible impact boils down to three pillars: embracing digitisation and real-time payments, overcoming cross-border payment roadblocks for SMEs, and pioneering the next wave of innovation with digital assets and programmable money. It's about building a future where financial services are seamless, inclusive, and intelligent. #DBSHK #Tokenisation #DBSfintech #FinTech #HKFTW25 #HKFTWxSMUF

When asked what the largest change in the world of transaction services over the last decade was, DBS Group Head of Global Transaction Services, Soon Chong Lim said it was the shift from batch-based to real-time transaction settlements. "As more market infrastructures are built, there will be a proliferation of standards that need to be aligned with one another," he said, explaining that the ecosystem will need some time to harmonise, even as regulations develop and new use cases emerge. Soon Chong added that DBS is committed to working with the community to develop interoperable standards that will form essential bridges for seamless connectivity across digital fiat and tokenised asset infrastructures. He was speaking at a panel discussion on technological disruptions and the evolving regulatory landscape at the Singapore Fintech Festival 2025, where he also discussed Gen AI and agentic AI, and highlighted that trust is the cornerstone of transaction services. #SFF2025 #DBSfintech #Tokenisation #GlobalTransactions

This year marks the 10th anniversary of 'Hong Kong FinTech Week', and #DBSHongKong is proud to continue our support to the event. During the two-day event, DBS representatives engaged with industry leaders at multiple thought leadership forums, discussing topics such as AI, Digital wealth solutions, Tokenised assets, and the future trend of banking. We also set up an interactive exhibition area at our booth to showcase innovative projects, demonstrating our pivotal role in driving innovation and leadership in banking and FinTech industry. #DBSHK #DBSfintech #HKFTW25 #HKFTWxSMUF

When the oil and gas sector slowed, Sembcorp made a bold pivot to focus on renewables and urban solutions that today power communities across Asia, including Singapore’s first and largest inland floating solar farm. "Having partnerships along this transition journey is very important to be able to develop the appropriate solutions. DBS has been a great partner, especially in working with us through the entire energy transition." - Eugene Cheng, Sembcorp’s Group Chief Financial Officer and President & CEO of its Integrated Urban Solutions business Today, renewables make up more than 60% of Sembcorp’s portfolio, a testament to how collaboration and conviction can turn ambition into impact. At DBS, we’re proud to stand alongside visionary partners like Sembcorp in building a more sustainable future. 🌿 Tap to watch their story and find out more: https://go.dbs.com/4nZ5wBU DBS Corporate and Institutional Banking #DBS #SG60 #SingaporesFirsts #AddOurStrengthToYours #TransformingBusinessesForTheFuture #DBSBusinessClass #Sembcorp

We are honoured to receive the SkillsFuture 10th Anniversary Honours Award, presented by President Tharman Shanmugaratnam and received by Lee Yan Hong, Head of Group Human Resources on behalf of DBS! This award recognises exemplary organisations that champion the growth of employees’ skills development, build a lifelong learning culture at the workplace and have made significant contributions to the industry and wider community. It affirms our belief that investing in our people is key to building a resilient and empowered workforce. Through Triple E: Education, Exposure and Experience, complemented by AI-powered tools such as iGrow and iCoach, we democratise access to personalised career insights, coaching and learning resources for all employees. We are also proud of our teams who have worked alongside tripartite partners and enabled over 380 Singapore SMEs to build future-ready capabilities, strengthen business resilience and transform through targeted upskilling initiatives. Thank you Team DBS, for which none of this would be possible. We look forward to continue building fulfilling long-term careers with you!

AI is the core and principle of everything that we do in DBS, and as shared by DBS' Chief Analytics Officer Sameer Gupta at the recent Singapore Fintech Festival 2025, "it will continue to become more and more important in all our processes". Speaking on a panel discussion around how leveraging emerging technologies responsibly can be a competitive advantage, Sameer explained that AI governance is "not a nice-to-have, but a must-have" as it allows us to balance speed with innovation. Highlighting how DBS is on track to achieve SGD 1 billion in economic value from AI this year, Sameer emphasised that DBS has been very deliberate in implementing guardrails into our AI development lifecycle. He also shared how the bank is proactively working with stakeholders such as regulators, customers, employees, shareholders and society to ensure that the industry use of AI is responsible and ethical. He said, "To be successful, we must incorporate governance as part and parcel of a process. DBS has done this for the last seven years since we worked with MAS on the FEAT principles, and we will continue doing so.” #DBSfintech #AI #ResponsibleAI

At recent industry events including SFF Hong Kong, one thing was clear — views on emerging digital finance are more constructive than many expect. Across the region, policymakers and market players are exploring how new technology can make payments and capital markets more efficient and inclusive, while keeping risk in check. At the same time, Hong Kong’s strong compliance standards are giving local banks and fintech players a competitive edge. Which fintech-related companies are poised for growth? https://go.dbs.com/47MSjX6 #investing #finance #fintech #technology #innovation #future