Trends in Tokenized Commodities

🚨JUST IN: Robinhood sends letter to SEC: “Let us put Wall Street onchain.” This isn’t a crypto side hustle. It’s a regulated U.S. broker with 26 million users asking for green lights to tokenize 𝗿𝗲𝗮𝗹-𝘄𝗼𝗿𝗹𝗱 𝗮𝘀𝘀𝗲𝘁𝘀 like stocks, treasuries, and funds. What Robinhood asked the SEC today: 1. 𝗢𝗻𝗲 𝗳𝗲𝗱𝗲𝗿𝗮𝗹 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸    → So tokenized assets aren’t stuck in a state-by-state compliance mess     2. 𝗕𝗿𝗼𝗸𝗲𝗿-𝗱𝗲𝗮𝗹𝗲𝗿𝘀 𝗰𝗮𝗻 𝗰𝘂𝘀𝘁𝗼𝗱𝘆 + 𝘁𝗿𝗮𝗱𝗲 𝘁𝗼𝗸𝗲𝗻𝗶𝘇𝗲𝗱 𝗮𝘀𝘀𝗲𝘁𝘀    → Just like they do with traditional securities     3. 𝗧𝗿𝗲𝗮𝘁 𝘁𝗵𝗲 𝘁𝗼𝗸𝗲𝗻 = 𝘁𝗵𝗲 𝗮𝘀𝘀𝗲𝘁    → If you tokenize a stock, it 𝘪𝘴 the stock — not a derivative     4. 𝗘𝗻𝗮𝗯𝗹𝗲 𝟮𝟰/𝟳 𝘁𝗿𝗮𝗱𝗶𝗻𝗴 + 𝗶𝗻𝘀𝘁𝗮𝗻𝘁 𝘀𝗲𝘁𝘁𝗹𝗲𝗺𝗲𝗻𝘁    → Markets that run as fast as the internet, not Wall Street hours Why this matters: We're witnessing the AWS moment for financial markets. This isn’t a "TradFi" company looking for attention. After years of hearing "tokenization is the next big thing" Now, it could actually happen. Goldman Sachs projects $3-5T in tokenized real-world assets by 2027. How it will likely play out: 1. More liquidity: we'll see highly liquid assets tokenized first (e.g. blue-chip stocks) 2. Change in market structure: • 24/7 trading becomes standard for major asset classes • Traditional exchange dominance challenged by new venues • Automated compliance and programmable features become competitive advantages So what? Executives should think about this the same way they thought about going cloud-native 10 years ago: Tokenization isn’t about crypto. It’s about infrastructure. And that infrastructure is finally asking permission to scale. We’re now in the “AWS moment” of finance. 👉We're soon going to release a big report on tokenization. Subscribe below to get it & join 20k+ execs reading our digital asset newsletter: www.51insights.xyz

From Bank of America: "Our view is that tokenized assets like Franklin Templeton's BENJI and Ondo Finance's #OUSG, which we discuss in detail in the Hedge Fund & Asset Manager Tokenization section, enable treasurers to generate a high-quality yield with adjustable levels of risk, driving additional corporates to accept tokens as payment and ultimately bringing them into the digital asset ecosystem. Tokenized assets for cash management enable corporates to implement traditional cash management strategies within the digital asset ecosystem." Alkesh Shah and Andrew Moss's latest digital assets research report "Beyond Crypto: Tokenization" provides a great overview of the status quo in tokenization and the next evolution in stablecoins: "We expect tokenized assets like Franklin Templeton's BENJI token and Ondo's yet-to-be-launched OMMF token, which are intended to maintain a stable $1 value, to take market share over the longer term from stablecoins like Tether's USDT and Circle's USDC." Check out the whole report here: https://lnkd.in/erZuiySF

Woah! Goldman Sachs and BNY are partnering on tokenized funds. 🏦 What’s happening? Goldman Sachs and BNY Mellon are partnering to launch tokenized money-market funds on a blockchain platform. Institutional clients of BNY—like hedge funds, pension plans, and corporate treasurers—will be able to hold and trade these digitally tokenized fund shares in near real-time, with ownership recorded directly on Goldman’s private ledger. 💲 Why it matters: • Yield generation: Unlike stablecoins, these money-market fund tokens earn interest, making them a more attractive on-chain reserve. • Faster settlement: Transfers and settlements move from days to potentially minutes, slashing operational costs and enhancing efficiency. 🔗 Industry buy-in & ecosystem build-out: Major asset managers like BlackRock, Fidelity, and Federated Hermes are already backing the initiative. It builds on a broader institutional push toward tokenization—particularly following the recent GENIUS Act, which provided regulatory clarity on stablecoins and digital assets. 🚧 Challenges ahead: Although tokenized funds offer promise, widespread adoption depends on evolving regulations, operational integration, and proving cost-benefit over traditional models. Plus, inter-network integration (especially across borders) needs work to establish governance standards. 📈 Context in the market: This move reflects a broader trend: in the first half of 2025, assets in tokenized treasury and money market products surged ~80% to around $7.4 billion—driven largely by crypto traders seeking yield and liquidity beyond stablecoins. This Week in Fintech Stablecon Johnny Reinsch Tokenized Asset Coalition

🚀 Emerging Trend: Tokenized Stocks! As the crypto landscape continues to evolve, the latest trend gaining traction is tokenized stocks—digital representations of equities issued and traded on blockchain platforms. The concept isn’t new, but has rapidly gained prominence from recent product releases by Crypto.com, Kraken, and now Robinhood. For those of us in the payments industry, this could unlock game-changing possibilities: ✅ Real-Time Settlement – No more T+2; near-instant transfers could become the new norm. ✅ Global + Fractional Access – Investors anywhere could buy a piece of Tesla or Apple with a few dollars and a digital wallet. ✅ Programmable Payments – Dividends, taxes, and even compliance flows could be automated and paid out in stablecoins. ✅ Always-On Markets – 24/7 trading aligns with the always-on nature of digital payments. But with great disruption comes real risk: ⚠️ Regulatory Gray Zones – Are these assets securities, or something else? Jurisdictions differ, and enforcement is tightening. ⚠️ Custody & Counterparty Risk – Who holds the real asset behind the token? If the issuer fails, does the investor have any claim? ⚠️ Liquidity Illusions – 24/7 markets don’t always mean deep or stable ones. ⚠️ Tech Risk – Smart contract bugs, wallet hacks, or protocol exploits could wipe out value in seconds. These risks become especially pronounced with new offerings around tokens that track shares in private companies. On the one hand, it’s incredible that tokenized stocks can allow the general public to invest in the trajectory of companies like OpenAI, Anthropic, SpaceX, etc. On the other hand, it’s not at all clear what is actually being “invested in.” Does the issuer own underlying shares? What is the price feed tracking? Is it accurate? Is anyone overseeing the price feeds across different issuers? What happens in a bankruptcy? It’s perhaps not surprising that some of these private companies are very unhappy with these new tokens that they have no involvement with, but that track their shares and are now being traded out in public markets. Clearly, as tokenized equities begin to blur the lines between traditional capital markets and real-time payments, the industry has both a challenge and also an opportunity: 🔄 How do we build infrastructure that enables innovation while managing risk, regulation, and trust at scale? 📣 To my network - Are you exploring yet how your platforms can interact with tokenized assets? #Blockchain #Crypto #DigitalAssets #Fintech #Stocks #Tokenization

Tokenized Assets Just Went from Hype to Reality—Here's Why It Matters: Blockchain tokenization isn’t just future talk—it's happening now. Last week, Global Settlement Network (GSX) completed a groundbreaking $75 million tokenization of an operating oil & gas asset in Latin America, demonstrating the powerful shift underway. Larry Fink, CEO of BlackRock, has famously said, “the next generation for markets... will be tokenization of securities.” The recent transaction proves this vision is becoming reality. With Hong Kong issuing tokenized green bonds and commodity-backed tokens surpassing a $1 billion market cap last year, institutional-grade tokenization is here. Platforms like GSX’s Tokenization Studio, purpose-built for compliance and institutional scale, are leading the way—enabling faster, cheaper, and more transparent transactions. 3 Bold Predictions: Within 5 years, at least 50% of global bonds will be issued on-chain. The tokenized real-world asset market, already at $15.2B in 2024, will surge into the trillions by 2030. Institutional adoption will accelerate rapidly, driven by compliance-focused platforms like GSX. Are you ready for the era of tokenized finance? #Tokenization #Blockchain #RealWorldAssets #FinanceInnovation #GSX #GlobalSettlement

Real World Asset (RWA) tokenization continues to be talked about as a key use case for bringing financial services, and investors, onto the blockchain. But why and why now? 💸 Yield. The current rate environment has shifted investor focus back to US Treasuries and yield bearing assets which are now offered onchain (and totaling over $600M!). 👥 Access. Mobile apps like WisdomTree Prime enable retail investors to easily access tokenized products and makes the blockchain more accessible to the public. 💧 Liquidity. Faster settlement times, including atomic settlement, is possible with smart contracts that self-execute based on a set of written rules. With higher rates, every day (and hour!) is important for capital efficiency. 🔍 Transparency and standardization. Transaction reporting and auditing onchain provides clarity and trust harnessing the immutable nature of blockchains. Our partners at Coinbase (with data from RWA.xyz) put together this report detailing the current market cycle and trends: https://lnkd.in/eH6a_ix4

Tokenization is stepping into the financial-services spotlight and fast! Yesterday, Robinhood rolled out a layer-2 blockchain on Arbitrum and began offering zero-commission stock tokens to EU investors bringing more than 200 U.S. equities on-chain in one move. https://okt.to/PgTCGM This isn’t an isolated act: BlackRock’s BUIDL fund—already the largest tokenized money-market vehicle expanded to Solana this spring, showing Wall Street’s biggest names are comfortable moving real assets across multiple chains. Citi Token Services quietly graduated from pilot to live product late last year, converting institutional cash deposits into 24/7 programmable tokens for cross-border payments and trade finance. JPMorgan followed suit just last week, piloting “JPM-D” deposit tokens on a public-permissioned network to settle wholesale payments in near-real time. Why it matters? Tokenization is transforming market infrastructure and reducing settlement times, enabling fractional ownership of assets that were once illiquid, while cutting down on operational costs. The current worth of tokenized real-world assets exceeds US$24 billion, tripling in value compared to last year, and the pace is quickening. Financial organizations are no longer questioning whether they should tokenize but rather deciding what to tokenize next, covering everything from bonds and deposits to stocks and trade documents. Key takeaway for providers & platforms: interoperability and regulatory clarity will decide who captures the lion’s share of this emerging on-chain liquidity. Let’s discuss, what asset classes do you think gets tokenized next? 👇 #Tokenization #DigitalAssets #Blockchain #FinTech #FinancialServices Pranati Dave Sakshi Maurya SuryaTeja Baddila