Balancing Speed And Security In Checkout

You’re Great at What You Do, But Is It Easy to Pay You? Let me tell you two quick stories. First, I was on a call with a client who told me, “We require all customers to pay by check.” Checks. In 2025. Their customers didn’t ask for this. It was simply what worked for them. And if paying you feels like a hassle, it becomes a reason not to buy. Now jump to last month, after weeks of research, I was ready to buy software. However, instead of a one-click purchase, I was required to participate in a mandatory demo call. Thirty minutes later, I had to re-enter the same info and confirm my email for the third time. It took over a week to buy something I was already sold on, and it should have been a one-click purchase. Most people would’ve walked away. This is payment friction. And it’s quietly killing conversions. You can spend thousands on campaigns and traffic, but if your checkout creates confusion or delay, customers will drop off at the finish line. Here are 5 ways to fix it: ▶️ Audit your purchase path. If it takes more than 3 minutes or 5 clicks, it’s too long. ▶️ Offer flexible payment options. Let your customers choose what works for them. ▶️ Eliminate forced steps. Don’t block ready buyers with unnecessary hoops. ▶️ Pre-fill everything. Repeating info leads to frustration and drop-offs. ▶️ Streamline verification. Balance speed with security, not one at the cost of the other. Fixing this isn’t just about improving conversion rates. It’s about showing respect for your customers’ time, building trust, and creating a seamless brand experience. If you’re wondering why people aren’t converting, it might not be your marketing. It might be your checkout. Want a quick audit of your payment experience? Let’s connect, I’ll show you where the friction is hiding.

How the fraud team maximises revenue (...by turning risk data into revenue opportunities): Most people think fraud teams just block bad guys. But smart fraud teams are actually revenue drivers. Here's how to use real-time risk signals to maximize sales while stopping fraud: 🔷 Dynamic journey mapping — Analyze user behavior from first click to checkout. Build trust scores that evolve throughout the session. Low-risk users get express lanes, suspicious ones get guardrails. 🔷 Intelligent friction layering — Add or remove security steps based on real-time risk levels. Known customers on trusted devices? One-click checkout. New user with suspicious patterns? Extra verification. 🔷 Smart payment routing — Match payment methods to risk profiles. Premium customers get instant access to high-value features. New accounts start with lower limits that grow with trust. 🔷 Continuous session monitoring — Track subtle risk changes during user sessions. Automatically adjust security measures up or down as behavior patterns shift. If you Implement this approach.... The results: - Reduction in customer churn - Faster checkout times = more revenue, quicker - Increase high-value transactions and customer LTV All while maintaining genuine user rates over 98% and keeping fraud rates under 1%. Want to see how to use real time device intelligence as part of a risk-based UX framework? Drop "+" below and I'll share how you can turn the fraud team into a revenue driver.

The moment of truth in ecommerce isn't adding to cart - it's CHECKOUT. This is where your revenue is either captured or lost. With over 80% of Shopify traffic now coming from mobile devices, an optimized checkout experience is essential. Master these 20 checkout optimization tactics to boost your conversion rate: 1. Allow guest checkout (account creation can wait, but use Rivo for that) 2. Offer multiple payment options 3. Display security badges prominently (use Platter+) 4. Design for mobile FIRST 5. Minimize form fields ruthlessly 6. Show ALL costs upfront (no surprises) 7. Use clear progress indicators 8. Use one-page checkout flow (can test against multi-page, but one-page outperforms in our experience) 9. Design clear, compelling CTAs 10. Capture exit intent with smart prompts 11. Support autofill functionality 12. Optimize loading speed (critical on mobile) 13. Show visual cart reminders throughout 14. Enable "save cart" features 15. Move account creation AFTER purchase 16. Offer risk reversal/return policies 17. Make support options post-purchase clear and easy 18. Test and measure continuously 19. Add post-purchase offers (use Platter+) Checkout optimization isn't one-and-done, but you can easily improve your checkout performance by double-digit percent. Commit to making small, continuous improvements based on data that comes in.