Why health plan integration is key to M&A success

To maximize the value of your business, you first have to minimize risk – and that includes the risk tied to your benefits strategy. Choosing the right health plan structure can: ✅ Control long-term costs ✅ Improve employee retention ✅ Strengthen business stability Learn how small businesses are using strategic plan designs to support growth and protect what matters most. Read it: https://hubs.li/Q03QS02W0 #SmallBusiness #HealthInsurance #SmallBusinessOwner

Offering great benefits isn’t just about checking a box anymore; it’s a core part of how businesses attract and keep talent. But for many small and mid-sized companies, navigating the world of health plans, compliance requirements, renewals, and rising costs can be overwhelming. And trying to compete with what larger companies offer? Even tougher. That’s where working with a PEO can make a real difference. A PEO gives businesses access to benefits that are often out of reach on their own; plans with broader coverage, better rates, and stronger support. But more than that, it brings strategy into the conversation. It’s not just about offering something; it’s about offering the right things based on what employees actually value. I’ve seen businesses go from feeling stuck with limited options to having a clear, competitive benefits strategy that supports both their team and their bottom line. If you’re weighing your options ahead of open enrollment or just rethinking your current approach, I’m always open to talking it through. #EmployeeBenefits #SmallBusiness #HRStrategy

🚀 ICHRAs are revolutionizing employee benefits - and the numbers prove it! TASC's latest white paper reveals explosive growth: ✅ 84% increase in large employer adoption ✅ 29% overall growth in 2024 ✅ $367M in venture funding backing this transformation Why are smart CEOs making the switch? 🎯 **Cost Control:** Predictable, flat costs instead of unpredictable renewals 🎯 **Flexibility:** Employees choose individual plans that fit their needs 🎯 **Hybrid Compliance:** Full ACA compliance without the traditional group plan headaches While traditional group health plans force one-size-fits-all solutions with rising costs, USABG's Group Health Benefits offer a smarter approach. Give your team real choice while you gain cost certainty. No more dreading renewal season. No more limited networks frustrating employees. No more HR burden. Ask me how we save companies an average of $48,000 per year for every 50 employees.

Word is spreading... Captives aren’t just for the big guys anymore! More mid-market employers are realizing that there’s a smarter, more transparent way to offer supplemental benefits - one that actually aligns incentives and drives value back to employees. This week’s Captive Corner breaks it down: 💡 What captives are 💡 Why employers, employees, and brokers all win 💡 How this model is reshaping the benefits landscape Transparency. Efficiency. Alignment. That’s the future of supplemental benefits and BeneRe is leading the charge in making this a reality. #CaptiveCorner #BeneRe #EmployeeBenefits #CaptiveSolutions #Transparency #Innovation #InsuranceReimagined

Birds of prey don’t launch because they’re restless. They launch because the conditions are right. They rise above. They observe. They prepare. And when the moment comes — they move with speed and precision. This weekend, I watched a hawk do exactly that. Perched. Still. Patient. Then — one decisive launch. Most employers admire onsite/near-site clinics like that moment in the sky. But here’s the truth: Clinics don’t fail because the idea is wrong. They fail because the organization wasn’t positioned to succeed. High-performing employers treat onsite care like a hawk treats the hunt: Not rushed. Not reactive. Strategic. Disciplined. Timed. ✅ The Readiness Scorecard Think like a bird of prey — only launch when: 1️⃣ You’ve identified the real target (business problem) Retention? Absenteeism? Cost drivers? Clarity comes before action. 2️⃣ The entire team is aligned (HR + Finance + Ops + leadership) No cracks. No “soft yes.” Shared belief or pump the brakes. 3️⃣ Communication channels + trust are established Because a clinic no one uses isn’t a clinic — it’s unrealized potential (and a cost center). Clinics succeed when employers act with strategic patience and decisive execution, not urgency. You don’t build momentum in the clinic. You build it before the clinic. Just like a bird of prey — position first. launch second. 💬 Your Turn Where do you see readiness fail most often — clarity, alignment, or communication? Drop your take below 👇 Or DM me for my Clinic Readiness Scorecard — the same one I’ve used after 20+ years working with employers. #EmployerHealthcare #OnsiteClinic #BenefitsStrategy #HRLeadership #WorkforceHealth #HealthcareInnovation #OrganizationalReadiness #ExecutionMatters

https://lnkd.in/e3MNDxwT Blue Cross Blue Shield of Massachusetts (BCBSMA) has announced voluntary buyouts for approximately 750 employees (about 18% of its 4,200-person workforce). In Massachusetts, total health spending rose 8.6% in 2023, well above the state benchmark—pressure that often flows through to employer premiums. What employers should be doing: 💊 Strengthen your pharmacy and GLP‑1 strategy (coverage criteria, prior auth/step therapy, member support, contract and rebate diligence). 💵 Revisit funding approach (level/self-funded, stop‑loss terms, split‑funding) to balance risk and cash flow into 2026. ⚕️ Refresh plan design to steer high‑value care (site-of-service, virtual primary care, centers of excellence) while protecting members from trend shocks. 📊 Use robust benefits benchmarking (industry, size, region) to calibrate competitiveness and identify targeted improvements. 💪 Strengthen and elevate the benefit story in talent marketing—position your plan’s access, affordability, and navigation support as a differentiator for candidates and current employees. From an HR perspective: it’s already a challenging period for recruitment and retention. A thoughtfully designed health plan is not just a cost center—it’s a core part of your employer value proposition that can boost attraction, reduce turnover, and support employee well‑being.

Employer and Employee Benefits through Decisely Insurance Services, LLC. truly does matter for small and medium business around the country. Our data and White Paper proves meaningful reduction in turnover and increased retention for our customers. Our latest Blog from our gracious Chris Covill puts forward what this means to us. Smile Source Medical Association of Georgia American Academy of Emergency Medicine (AAEM) National Association of Dental Laboratories American Physical Therapy Association (APTA) Georgia Optometric Association MISSOURI OPTOMETRIC ASSOCIATION

Healthcare continues to be one of the most dynamic areas of change in total rewards. Our latest data shows employers are making strategic moves to manage rising costs while still supporting their teams. As you plan for 2026, here are a few key trends from Sequoia’s 2025 Total Compensation and Benefits Market Insights report: ▪️ GLP-1 coverage is getting more targeted. Larger companies are introducing clinical controls to manage access and cost ▪️ Employees are taking on more of the cost; 34% of mid-sized companies plan to shift more healthcare expenses to employees next year ▪️ Smaller companies are spending more on healthcare, often at a higher rate per employee compared to larger organizations With people costs now making up over 75% of total company spend, HR and finance teams are under pressure to make smarter, more sustainable decisions. This report helps you align on the numbers and uncover opportunities to optimize your programs heading into 2026. Access the report here to see how companies are approaching compensation, benefits, and workforce strategy: https://bit.ly/4nxEmSa #HealthcareBenefits #BenefitsStrategy #GLP1Coverage

🔍 Beyond the Renewal Season: Why Employers Must Think Bigger As we head into another renewal cycle, it's tempting to focus only on short-term cost containment. But the real opportunity lies in solutioning—designing benefits that solve for employee needs and business goals. 💡 Cost transparency isn't just about numbers—it's about trust, informed decisions, and aligning spend with value. 📈 Employers who think 3–5 years ahead are the ones shaping resilient, adaptive organizations. Renewal is a moment, but strategy is a mindset. Let’s shift the conversation from “what’s cheapest now” to “what builds the healthiest and most cost affordable future.” #BenefitsStrategy #CostTransparency #Solutioning #QuantumHealth

Year after year, rising healthcare costs continue to strain small and mid-sized businesses. For many owners, it’s not just about budgeting—it’s about staying competitive in attracting and retaining talent while managing unpredictable expenses. Insperity offers solutions that help companies contain benefit costs, gain leverage in the marketplace, and access Fortune 500-level benefits. To find out how to contain cost of employee benefits, read more below. https://lnkd.in/gfWqS5Dv