Top NYC PayTech startups to watch in 2025

I get why some fintech teams default to building in-house.    After all, if you’ve raised a big round and hired a great team of engineers, you want control, full ownership, and something big to show investors.    But here’s the question I keep coming back to:    If it’s not helping you win, why are you building it?    If your smartest developers are tied up with busy backend work, who’s building the features your customers actually want?    You don’t win on accounting logic.    You don’t win on audit trails.    You win on product, distribution, and execution.    So build where you differentiate.    Build the things your users feel, the things your GTM team can sell, and the features your ops team can explain in one sentence.    For the rest…why not just plug into infrastructure that already works?    Because if you're trying to become a market leader, I promise you, reinventing the wheel is only going to slow you down.    Your engineers didn’t join your company to build another version of a system that already exists.     They joined to solve problems and ship great products.    So let them.    #Oradian #Fintech #ProductStrategy #TechStrategy #Innovation #Infrastructure   

Most founders think the biggest risk is hiring an expensive software partner. But in fintech, the real danger is hiring the wrong one even if they come cheap, sound confident, or come highly recommended. Because when your product deals with money, mistakes don’t just cost you time, they cost you trust. A fintech founder once told me, “We picked the partner who gave us the best price and the slickest pitch deck.” Six months later? Their app couldn’t pass a single compliance test. The dev team blamed scope changes. The investors blamed poor oversight. And the founder? They blamed themselves for rushing the decision. This isn’t rare. I’ve seen finance founders from lending startups to wealth apps repeat the same mistake. They focus on price and presentation when they should be checking: ✅ Technical alignment: Do they understand financial data integrity, audit trails, and API-level security? ✅ Domain expertise: Have they built for regulated industries before or are you their first experiment? ✅ Post-launch support: Will they stay when compliance rules change next quarter? A great proposal means nothing if your app fails a security audit or leaks user data. That’s not just a setback, that’s a reputation hit you can’t afford. So before signing your next development contract don’t just judge partners by how they talk about your vision. Judge them by how well they can protect it. We’ve helped dozens of founders avoid this trap with a simple, structured evaluation process, now part of our free Smart Founder guides: 📗 The Smart Founder’s MVP Planning Guide Download it today and make sure your next software partner builds your future, not risks it: https://lnkd.in/gT-T2gqZ (fintech app, custom ERP, software development, MVP planning, startup guide, compliance, data security, fintech founders, app development, partner evaluation, financial software, audit trails, tech alignment, regulated industries, software partner) #FintechFounders #SmartFounderGuide #MVPPlanning #TechAlignment #SoftwarePartner #AppDevelopment #DataSecurity #Compliance #StartupGrowth #FintechIndia #ProductDevelopment #TechStrategy #BuildSmart #DigitalTrust #FounderTips

How do you compete with Big Tech for top payments & fintech talent? In today’s landscape, it’s no longer just startups vs. scaleups. Big Tech is actively recruiting in payments, embedded finance, and crypto. But you can win. The key is leaning into your unique strengths. Here’s how: 🔵 Embrace mission & impact: In a smaller or growing firm, your engineers, product leads, and risk teams can see the direct impact of their work. That’s hard to replicate at scale. 🔵 Offer autonomy & rapid growth: Fewer layers, faster decisions, and real ownership. Many candidates will value that. 🔵 Culture matters: Giving people freedom in how and where they work signals trust and innovation. 🔵 Design smarter compensation packages: you can be creative with bonuses tied to real impact, equity, wellness or learning perks, and flexibility. 🔵 Speed up hiring & reduce friction: Big Tech’s hiring cycles are long. If your process is lean, empathetic, and fast, you’ll convert more great candidates. If you’re building or scaling a payments or fintech team and want to understand how to punch above your weight in hiring, this article is for you: https://lnkd.in/eHAvEZWV #Fintech #Payments #TalentAcquisition #Recruitment

Breaking News: “Stripe reimagines revenue-sharing terms for developers” Summary: Stripe is adjusting its revenue-sharing model for third-party developers, offering higher payouts for high-performing integrations and stricter requirements to remain on the platform. Why it matters: This move could significantly alter the dynamics between fintech companies and their development partners, potentially favoring more established players. Takeaway: - Partnerships are a zero-sum game; every winner has a loser. - Focus on high-leverage integrations, not volume. Industries affected: Fintech, Payments, Developer Platforms. - Founder's Digest.

FINTECH FRONTIER: Big Tech's Bold Moves 🚀 As a Business Development Manager in M-payments, I'm constantly watching the big players shake up the FinTech world. Here's my take: 👉 Innovation Explosion: Big Tech (think Apple Pay, Google Pay, Square) is fueling massive innovation. Embedded finance, real-time payments – it's all about making financial transactions faster, smarter, and more seamless for everyone. 👉 Healthy Competition: This pushes us all to build better solutions! While the giants innovate, there's a huge opportunity for specialized, reliable, and cutting-edge services. 👉 SMBs Win: More accessible tools are emerging, but truly understanding and tailoring payment processing to your unique business needs is where the magic happens. What does this mean for YOUR business? I help businesses navigate this exciting landscape to get the best card processing solutions. If you're looking to optimize payments, enhance customer experience, or simply cut through the noise, let's connect! #Fintech #PaymentProcessing #BusinessDevelopment #DigitalPayments #Mpayments #Innovation #SmallBusiness #LetsConnect

🚀 𝗦𝘁𝗿𝗶𝗽𝗲 𝗽𝗿𝗼𝗰𝗲𝘀𝘀𝗲𝗱 $𝟭.𝟰 𝗧𝗥𝗜𝗟𝗟𝗜𝗢𝗡 𝗶𝗻 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗶𝗻 𝟮𝟬𝟮𝟰. 𝗧𝗵𝗮𝘁'𝘀 𝟭.𝟯% 𝗼𝗳 𝗴𝗹𝗼𝗯𝗮𝗹 𝗚𝗗𝗣. 💰 From a simple API to a $91.5B fintech giant in 15 years. Here's what every business leader needs to know: 💡 𝗞𝗲𝘆 𝗚𝗿𝗼𝘄𝘁𝗵 𝗗𝗿𝗶𝘃𝗲𝗿𝘀: ☑ Developer-first approach (integration in minutes, not months) ☑ API-first design that became the industry standard ☑ Global from day one (50+ countries, multiple currencies) ☑ 38% YoY growth by solving hard problems deeply 🎯 𝗧𝗵𝗲 𝗥𝗲𝘀𝘂𝗹𝘁𝘀: ☑ 62% of Fortune 500 companies use Stripe ☑ Businesses on Stripe grow 7x faster than S&P 500 ☑ AI startups reach $1M revenue in 11.5 months (3x faster than SaaS) 📊 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗟𝗲𝘀𝘀𝗼𝗻𝘀: ☑ Start with insider pain points only you understand ☑ Build for developers, scale for enterprises ☑ Make complexity invisible through great documentation ☑ Iterate pricing experimentally in evolving markets 𝗧𝗵𝗲 𝗳𝗶𝗻𝘁𝗲𝗰𝗵 𝗹𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗦𝘁𝗿𝗶𝗽𝗲 𝗺𝗮𝗱𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝘀𝗶𝗺𝗽𝗹𝗲. 🔥 Want to dive deeper into their strategies, best practices, and pitfalls to avoid? 👉 Let's connect for more insights on scaling strategies. #Fintech #ProductManagement #BusinessGrowth #Leadership #StripeGrowth #PaymentProcessing #APIFirst #TechLeadership #Innovation #Scaling

Fintech companies don't need generalists. They need people who can solve specific problems. We call them specialist generalists, people who can solve multiple problems, in any environment. Whether it's streamlining compliance, revitalising a stalled product roadmap, or overhauling a tech stack, these firms need individuals who've already conquered similar challenges. It's vital when looking for a job in Fintech that you position yourself as the solution. Showcase precisely which problems you solve and how you solve them. #Fintech #CareerStrategy #ProblemSolving #Innovation #TechJobs

Fintech isn’t just about code — it’s about trust, innovation, and people. In today’s meeting with our client, we took a step back from our screens and talked about something bigger than the software itself — the purpose behind it. As developers, we often think in logic, functions, and frameworks, but fintech constantly reminds us that our work touches lives in very real ways. We discussed how technology can simplify financial processes, increase transparency, and drive inclusion. Every API we design, every system we optimize, contributes to building a financial ecosystem that is faster, smarter, and more accessible to everyone. It was inspiring to see both the client and our engineering team share ideas openly — translating business needs into technical possibilities. Collaboration like this turns complex problems into opportunities for innovation. At the end of the day, fintech isn’t just transforming how we handle money — it’s redefining how we connect people to opportunities. And as developers, being part of that journey feels incredibly rewarding. #Fintech #SoftwareDevelopment #Innovation #Collaboration #DigitalTransformation #Teamwork

You don’t need six months and a dozen engineers to go live. You need infrastructure that’s truly ready from day one. At Beeqeeper, we’ve helped fintech teams deploy full systems - fast. From sandbox access to live operations, everything’s built to work out of the box. No custom builds. No endless onboarding. No “we’ll add this later.” That’s what ready-to-launch really means 🚀 Fast setup isn’t a nice-to-have - it’s a survival skill in fintech.

Ever felt like your tech projects hit a wall right when they start gaining momentum? That’s usually not a lack of talent it’s a lack of alignment. Between business goals, technical execution, and speed to market. At LogicRays UK, we’ve found that the best results come not from outsourcing but from tech partnerships. Here’s what that looks like: - A dedicated in-house development team (no freelancers hopping projects) - Clear ownership of deliverables and communication - Alignment with your business logic, not just your tech stack - Long-term focus on scalability, not quick fixes This approach helped us deliver scalable systems for: - A European fintech startup that went from MVP==>live launch in 10 weeks. - A global eCommerce brand that scaled to 4x traffic post-launch. If you’re looking to extend your tech capabilities with a partner that codes and thinks like part of your team we should talk. #CustomTechPartnership #SoftwareDevelopment #DedicatedTeam #LogicRaysTechnologies #Innovation