How does one of Europe’s top digital banks keep compliance agile while scaling across six markets? 🌍 Kaj Larsén, General Counsel and Member of the Executive Management Committee at Advanzia Bank, reveals why the bank chose AMLYZE over building an in-house solution – and how collaboration transformed efficiency and teamwork. 🎥 Hear Kaj’s insights in this short video: https://lnkd.in/dV9MM_H4 👉 Explore their full story here: https://lnkd.in/div_Hy8X #AMLYZE #ClientSpotlight #FinancialCrimeCompliance #AML #RegTech #Fintech #BankingInnovation

🚀Only a handful of Europe’s digital banks have reached true industrial-grade scale — where millions of users are backed by lending depth and strong balance sheets. Leaders like ING, Boursorama, and Tinkoff sit at the top, while players such as Revolut, Starling, Monzo Bank, and Wise are rapidly closing the gap. For many others, growth without efficiency remains the biggest challenge. But scale is not just about size. It’s about resilience and economics: 🔸Can customer growth translate into sustainable lending and deposits? 🔸Which banks are turning balance-sheet depth into long-term profitability? 🔸And who risks becoming trapped in “growth without returns”? This divide is a key finding of the European Digital Banking Report 2025, which explores how scale, profitability, and resilience are reshaping the next chapter of digital finance.  Access the full report by becoming a Corporate Member and unlock all our deep dives to support your market analysis and strategy: https://lnkd.in/dy9kVH-w #DigitalBanking #EuropeanReport #Scale #Fintech #BankingStrategy

At Money20/20 Middle East 2025, Cornel Dixon from Plumery says banks are DONE with vendor lock-in 🔓 and positions Plumery as the platform of freedom 🚀 buy the capabilities you need, then build on top to TRULY differentiate. Plumery are championing real freedom to reflect each bank’s brand and customers ✨ No more cookie-cutter roadmaps, they are handing over the keys to create. Full episode on FF News | Fintech Finance now https://lnkd.in/emyApeuC #Money2020MiddleEast #Plumery #Fintech #Banking #Innovation #PlatformOfFreedom #bankingtechnology #MENA #banks

For the final interview of the day at Money20/20 USA Heather Sugg caught up with Debopama Sen, Head of Payments, Services, from Citi after she moderated “Growth in Motion – How Payments Scale Businesses.” She shared insights on:
 - How payments innovation is driving business growth - The parallels between real-time payments and digital assets like stablecoins in banking
 - Balancing speed, innovation, and security in an “instant-everything” world The full interview will be available on our website soon!

The financial landscape in Europe is changing swiftly due to digitalization, evolving customer needs, and increasing competition, which are all influencing the future of banking. In her article featured in IT Finanzmagazin, Siobhan Byron MBA, PMP (she/her), EVP of Universal Banking at Finastra, provides valuable insights on how banks can drive growth by embracing innovation, enhancing customer trust, and creating interconnected financial ecosystems: https://okt.to/PSWzEX #FinastraUniversalBanking

For many midsize banks the tipping point isn’t a missing service or a new product. It’s the pressure of being squeezed from both sides. On one side are the national banks with scale, deep technology budgets and broad reach. On the other side are lean fintechs and digital challengers offering slick experiences, low cost structures and laser-focused value propositions. What makes it especially tough is that the assets and mindset that got these banks this far, strong relationships, a regional focus, branch-based service, now carry risk in a shifting environment. Customers expect digital first, seamless interfaces and value beyond the transaction. So the big challenge for midsize banks is how to modernize: scale up technology, shift culture, rethink channels, all without losing that local trust and service advantage. The winners will be the ones who take their unique strengths and reinvent them for a digital world, instead of trying simply to copy the big guys or fight the fintechs head on. What are you seeing in this space?

In this week’s Friday Briefing: ▫️Last night marked a milestone: the very first Euromoney Transaction Banking Awards. The Landmark London was buzzing as more than 200 transaction bankers, fintechs and software providers came together for an evening that delivered the best of the industry. Explore the full list of winners: http://spkl.io/6002AjnWo ▫️Read now about The World’s Best Digital Banks, in a deep dive report acclaimed by the entire banking industry, written by our Head of Retail Banking, Dominic O'Neill: http://spkl.io/6004AjnWq ▫️Laurie McAughtry, Euromoney’s Head of Capital Markets, is asking the industry a tough question: is the era of relationship-driven FX trading over? Hear from specialists from UBS, SGX FX and TotalEnergies, who weight trust, technology and the rise of automation in FX markets: http://spkl.io/6006AjnWs ➡️ To read this content and more from Euromoney, enquire about access here: http://spkl.io/6000AOGTk

🚀 Part 2 of the Nexus Research — Blueprint for Digital Success: Strategies, Execution, and Future Trends — is coming soon! In Part 1, we explored why many traditional banks struggle to build successful digital spin-offs — uncovering the cultural, strategic, and technological barriers that slow transformation. Now, Part 2 takes the next step: showing how institutions can move from strategy to execution and turn digital ambition into measurable impact. Sign up now to receive early access 👉 https://lnkd.in/dpvptYZ2 Brought to you by Nexus, in collaboration with C-Innovation. #DigitalBanking #FinTech #Innovation #banking #Financialservices #banques

Welcome back to another issue of The Evolution Digest, Evolution Partners’ weekly newsletter covering the top stories in the financial services sector. This week introduces a new section: Chart of the Week, where we highlight data-driven insights from leading financial publications. Our first chart shows that recent job cuts are being driven by post-pandemic over-hiring, not AI disruption. Then, the top story this week examines the Bank of England’s move to soften proposed stablecoin regulations, signalling a more innovation-friendly approach as the market continues to grow. Also in this edition: ▪️ ANZ cancels A$30m in executive bonuses amid regulatory settlements and a major organisational overhaul. ▪️ UK banks push for capital relief as private credit markets exceed $2tn. ▪️ Visa and Mastercard reach a $38bn settlement with US merchants over interchange fees. 🔗 Read the full newsletter here: https://lnkd.in/dvkJ_rt6 💭 Comment any thoughts below! #EvolutionPartners #TheEvolutionDigest #WeeklyNewsletter #FinancialServices #Banking #Stablecoin #PrivateCredit

Many businesses today continue to work with a web of disconnected providers, from banks to PSPs, wallets, FX brokers, and processors. According to SWIFT and Economist Impact, financial fragmentation could reduce global GDP by 6% by 2030, around US$6.5 trillion. For high-risk cross-border businesses, that means delayed settlements, duplicate compliance checks, and lost liquidity opportunities. Our product teams are tackling this daily, integrating unified rails that link counterparties without the middle-man friction. Sometimes the best innovation comes from connection. "Our mission isn't all about simplifying payments; it’s giving underserved businesses the backbone to grow without second-guessing the stability of their financial operations.” ONE.io Chief Banking Officer, Emma Campbell. Follow ONE.io Connect for in-depth analysis and insights.