How Flex serves the forgotten class of entrepreneurs

Unified, data-rich business banking platforms may fill this vacuum by giving businesses access to finance no matter where they are and using community insights to improve scoring models. This is something that traditional banks promised but rarely delivered. https://ow.ly/QWJo50XrGgk #financialtechnology #Fintech #financial #finance #InsurTech #FintechNews #AIinFinance  

Unified, data-rich business banking platforms may fill this vacuum by giving businesses access to finance no matter where they are and using community insights to improve scoring models. This is something that traditional banks promised but rarely delivered. https://ow.ly/fwZs50XqXLQ #financialtechnology #Fintech #financial #finance #InsurTech #FintechNews #AIinFinance

The March/April edition of the Real-Time Payments Tracker Series, titled "Small Businesses, Big Demand: The Case for SMB-Focused Real-Time Payments," reveals a striking trend: small to medium-sized businesses (SMBs) are not just eager for quicker access to their funds—they're ready to invest in making it happen! This shows a remarkable shift in how these businesses view the value of speed in transactions.

The cash cycle depends on visibility. As the financial ecosystem becomes more complex, disconnected data creates problems long before a system fails. KPIs like circulation, volume, and demand for banknotes can help keep cash flowing. While most payments are made digitally, cash can be harder to predict demand. Institutions need to see into their own systems and coordinate between banks, providers, and data platforms to keep cash moving efficiently. The same applies across finance and accounting: disconnected data creates risk that you may not see, but like rotted wood, could spell disaster. Visibility is making sure every part of the process is working from the same set of facts. When data, process, and people stay connected, organizations can operate with confidence. #Accounting #Finance #Data #Leadership

The cash cycle depends on visibility. As the financial ecosystem becomes more complex, disconnected data creates problems long before a system fails. KPIs like circulation, volume, and demand for banknotes can help keep cash flowing. While most payments are made digitally, cash can be harder to predict demand. Institutions need to see into their own systems and coordinate between banks, providers, and data platforms to keep cash moving efficiently. The same applies across finance and accounting: disconnected data creates risk that you may not see, but like rotted wood, could spell disaster. Visibility is making sure every part of the process is working from the same set of facts. When data, process, and people stay connected, organizations can operate with confidence. #Accounting #Finance #Data #Leadership

Customers don’t manage money alone anymore. Families share budgets. Partners pool savings. Teams coordinate spend. Yet banking products still operate on a single-owner model: one user, one balance, one set of controls. In Zeta’s latest whitepaper, we explore why this model is breaking and how Shared Finance is emerging as the next competitive frontier for banks. The paper outlines how a multi-user, role-based approach to deposits and cards could reshape customer economics, compress cost-to-serve, and redefine primacy in a $131B opportunity space. Read the full paper: https://lnkd.in/gt7GQm-m Gary Singh | Jeff Van Wie | Kevin Woods | Rahul Bagati #SharedFinance #BankingLeadership #DigitalTransformation

𝗛𝗮𝗹𝗳 𝗼𝗳 𝗨𝗞 𝗰𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗲𝘀 𝘀𝗲𝗲 𝗲𝗺𝗯𝗲𝗱𝗱𝗲𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗮𝘀 𝗮 𝗻𝗲𝘄 𝗿𝗲𝘃𝗲𝗻𝘂𝗲 𝗱𝗿𝗶𝘃𝗲𝗿 — 𝗯𝘂𝘁 𝗵𝘂𝗿𝗱𝗹𝗲𝘀 𝗿𝗲𝗺𝗮𝗶𝗻 New ClearBank research shows embedded financial services are moving from innovation to boardroom strategy. 🔹 48% of firms say it will open new revenue streams. 🔹 63% see it boosting customer experience and loyalty. Yet only 19% have launched offerings — with integration, regulation, and trust the biggest barriers. 𝘈𝘴 𝘊𝘭𝘦𝘢𝘳𝘉𝘢𝘯𝘬’𝘴 𝘜𝘒 𝘊𝘌𝘖 𝘌𝘮𝘮𝘢 𝘏𝘢𝘨𝘢𝘯 𝘯𝘰𝘵𝘦𝘴: “𝘌𝘮𝘣𝘦𝘥𝘥𝘦𝘥 𝘣𝘢𝘯𝘬𝘪𝘯𝘨 𝘪𝘴 𝘣𝘦𝘤𝘰𝘮𝘪𝘯𝘨 𝘦𝘴𝘴𝘦𝘯𝘵𝘪𝘢𝘭 𝘪𝘯𝘧𝘳𝘢𝘴𝘵𝘳𝘶𝘤𝘵𝘶𝘳𝘦 𝘵𝘰 𝘥𝘦𝘦𝘱𝘦𝘯 𝘤𝘶𝘴𝘵𝘰𝘮𝘦𝘳 𝘭𝘰𝘺𝘢𝘭𝘵𝘺 𝘢𝘯𝘥 𝘰𝘱𝘦𝘯 𝘯𝘦𝘸 𝘳𝘦𝘷𝘦𝘯𝘶𝘦 𝘴𝘵𝘳𝘦𝘢𝘮𝘴.” 𝙍𝙚𝙖𝙙 𝙩𝙝𝙚 𝙛𝙪𝙡𝙡 𝙨𝙩𝙤𝙧𝙮: https://zurl.co/R4HVc #EmbeddedFinance #FintechInnovation #DigitalTransformation #BusinessGrowth #FinancialServices

Banks cannot outspend fintechs, but they can outsmart them. Our November webinar highlighted how financial institutions are building smart checking accounts that combine payments, accounting, and capital access in one experience. This approach keeps community banks at the center of small business relationships while unlocking new revenue streams. Read the blog recap for all three takeaways. https://hubs.la/Q03S9-GB0 #CommunityBanking #Fintech #SmallBusiness #DigitalBanking

The UK’s financial landscape is experiencing a seismic transformation. Driven by Fintech innovation, Open Banking, regulatory sandboxes, and post-Brexit competitiveness, the way businesses manage capital and execute strategic transactions is being completely redefined. This evolution is creating distinct — yet increasingly interconnected impacts — on Corporate Finance and Investment Banking functions. For CFOs, treasurers, and financial executives, understanding this divergence is key to staying ahead in the UK’s fast-changing 2025 market. 𝗥𝗲𝗮𝗱 𝗠𝗼𝗿𝗲: https://lnkd.in/dBWCJsuP 𝗥𝗲𝗾𝘂𝗲𝘀𝘁 𝗮 𝗣𝗿𝗼𝗽𝗼𝘀𝗮𝗹 𝗼𝗿 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 𝘂𝘀, 𝗳𝗼𝗿 𝗮 𝗳𝗿𝗲𝗲 𝗱𝗶𝘀𝗰𝘂𝘀𝘀𝗶𝗼𝗻 𝗼𝗻 𝗖𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 & 𝗗𝗲𝗮𝗹 𝗔𝗱𝘃𝗶𝘀𝗼𝗿𝘆 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗲𝗺𝗮𝗶𝗹 𝗯𝗲𝗹𝗼𝘄: ajhangeer@insightss.co #InsightsUK #CorporateFinance #InvestmentBanking #DealAdvisory #FinTech #FinanceUK #OpenBanking #FinancialInnovation #UKFirms #CFOInsights #FinancialStrategy #MergersAndAcquisitions #PrivateEquity #CapitalMarkets #UKBusiness #InvestmentStrategy #FinancialPlanning 

Our Bank Network keeps growing — and so does the opportunity it creates. With more than 15 financial institutions now connected, including recent additions like U.S. Bank, our network gives fintechs and enterprises the infrastructure to build faster, more scalable financial experiences. Together, U.S. Bank and Treasury Prime are helping unlock new ways for businesses to modernize treasury operations, streamline reconciliation, and expand embedded finance programs with control and confidence. Read more about the partnership at the link in our comments.