Moov

💪 The Moov team is at Fintech NerdCon this week! If you’re here, don’t miss Wade Arnold in two great sessions: 🎤 Today - Panel 3:00–3:30 PM | Main Quest Stage ~Building B2B Payment Rails That Scale~ 🧠 Tomorrow - Roundtable Nov 20 | 12:10–12:35 PM | Co-Op Quest ~The Authorization Paradox: Agentic Payments in the Wild~ Join Wade for a discussion on how AI agents authenticate, transact, and establish trust on modern rails. If you’re at #FintechNerdcon, come say hi. We’d love to connect! 🚀 Johnny Moreland Sam Maule

Excited to be part of the upcoming Fintech NerdCon alongside two of my favorite nerds in fintech, Bo Jiang and Brandon Lloyd! In our practice sessions, I shared my deep respect for a panel that was "chewing glass" to drive industry progress. Our session promises to be as strong as the Caipirinha you may savor on Wednesday night! 🚀 #FintechNerdCon #Fintech

💥 𝗪𝗵𝘆 𝗧𝗮𝗽𝟮𝗟𝗼𝗰𝗮𝗹 𝗶𝘀 𝘁𝗵𝗲 𝗠𝗼𝘀𝘁 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗣𝗿𝗼𝗱𝘂𝗰𝘁 𝗟𝗮𝘂𝗻𝗰𝗵 𝗳𝗼𝗿 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗶𝗻 𝗮 𝗗𝗲𝗰𝗮𝗱𝗲 Here's a little insight from your Uncle Sam... Small businesses aren’t just part of the American economy, 𝘁𝗵𝗲𝘆 𝗮𝗿𝗲 𝘁𝗵𝗲 𝗔𝗺𝗲𝗿𝗶𝗰𝗮𝗻 𝗲𝗰𝗼𝗻𝗼𝗺𝘆. They create two-thirds of new jobs. They’re the pulse of every Main Street. And for decades, they’ve relied on community banks and credit unions as their backbone. Then came the fintech wave. 𝗦𝗾𝘂𝗮𝗿𝗲. 𝗦𝘁𝗿𝗶𝗽𝗲. 𝗦𝗵𝗼𝗽𝗶𝗳𝘆. They saw what many banks didn’t: ➡️ Small businesses didn’t just want accounts; they wanted experiences. Instant onboarding. Fast payouts. Tap-to-pay simplicity. They gave entrepreneurs tools that just worked; and in doing so, they built loyalty banks had taken for granted. That’s where Tap2Local, from Jack Henry and Moov changes everything. This isn’t another middleware product or shiny fintech wrapper. It’s a rethinking of how community and regional financial institutions can 𝘀𝗲𝗿𝘃𝗲, 𝗿𝗲𝘁𝗮𝗶𝗻, 𝗮𝗻𝗱 𝗴𝗿𝗼𝘄 with their SMB customers; using modern rails and hometown trust. With Tap2Local, small businesses can: 📱 Accept tap-to-pay, QR codes, or payment links straight from their phone (iPhone or Android) 💸 Get funds the same day 🧮 Sync transactions automatically with their accounting books 📲 Enroll with a single tap inside their existing banking app No terminals. No third-party apps. No friction. Just the 𝘀𝗶𝗺𝗽𝗹𝗶𝗰𝗶𝘁𝘆 𝗮𝗻𝗱 𝘀𝗽𝗲𝗲𝗱 𝗼𝗳 𝗳𝗶𝗻𝘁𝗲𝗰𝗵 — 𝗽𝗼𝘄𝗲𝗿𝗲𝗱 𝗯𝘆 𝘁𝗵𝗲𝗶𝗿 𝗵𝗼𝗺𝗲𝘁𝗼𝘄𝗻 𝗯𝗮𝗻𝗸. For years, banks watched fintechs win over their most loyal customers. Now they finally have the tools to compete; not by copying, but by 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗯𝗲𝘁𝘁𝗲𝗿. Because while fintechs built platforms, 𝗯𝗮𝗻𝗸𝘀 𝗯𝘂𝗶𝗹𝘁 𝗿𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽𝘀. And when you combine that trust with modern infrastructure… that’s where the magic happens. 🪄✨ 𝗧𝗮𝗽𝟮𝗟𝗼𝗰𝗮𝗹 𝗶𝘀𝗻’𝘁 𝗮𝗯𝗼𝘂𝘁 𝗰𝗵𝗮𝘀𝗶𝗻𝗴 𝘁𝗿𝗲𝗻𝗱𝘀: 𝗶𝘁’𝘀 𝗮𝗯𝗼𝘂𝘁 𝗯𝗿𝗶𝗻𝗴𝗶𝗻𝗴 𝗺𝗼𝗱𝗲𝗿𝗻 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗵𝗼𝗺𝗲. It’s about 𝗠𝗮𝗶𝗻 𝗦𝘁𝗿𝗲𝗲𝘁 𝘄𝗶𝗻𝗻𝗶𝗻𝗴 𝗮𝗴𝗮𝗶𝗻. #Fintech #Payments #CommunityBanking #Moov #JackHenry #SMB #Innovation #DigitalTransformation #Tap2Local Wade Arnold Johnny Moreland The Financial Brand Simon Taylor Jason Mikula Soups Ranjan Laura Spiekerman Monty Hamilton Ron Shevlin 💯 Jim Marous Brett King Eric Evans Danny Payne Greg Adelson

🍸 Join us at Smith & Wollensky! 🍽️ We've reserved the upstairs bar for a delightful lunch and cocktail experience until 5pm. Come by and say hi to Sam Maule, Johnny Moreland, and myself. Looking forward to catching up with you all! #LunchTime #Cocktails #Networking #Monet2020

👛 One wallet to rule them all? Yeah...until you actually scale. We built multiple #wallets in Moov to give platforms the flexibility they need to manage complex money movement without the manual work. Now you can: • Create and manage dedicated wallets per account • Separate balances by business line or client • Automate #reconciliation and #payouts, no extra code required 👇 See how multiple wallets simplify fund management. 🔗 https://lnkd.in/gM366uEH

Join us for a friendly competition at Money20/20. 🎯 We’re teaming up with Array, Bits of Stock™, Digital Onboarding, Inc., and Jack Henry for an evening of networking, darts, and great conversations in the heart of Las Vegas. It’s the perfect way to unwind, meet fellow fintech pros, and maybe even win a few raffle prizes (and dart games). 👇 Space is limited! RSVP now to save your spot: https://luma.com/23b869v9

The Federal Reserve just announced what could be the most transformative development for payment companies in years - the introduction of "skinny master accounts" (payment accounts) designed specifically for payment innovators like Moov. Governor Christopher J. Waller delivered a powerful message at the Fed's first Payments Innovation Conference: "𝘛𝘩𝘪𝘴 𝘪𝘴 𝘢 𝘯𝘦𝘸 𝘦𝘳𝘢 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘍𝘦𝘥𝘦𝘳𝘢𝘭 𝘙𝘦𝘴𝘦𝘳𝘷𝘦 𝘪𝘯 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴—𝘵𝘩𝘦 𝘥𝘦𝘧𝘪 𝘪𝘯𝘥𝘶𝘴𝘵𝘳𝘺 𝘪𝘴 𝘯𝘰𝘵 𝘷𝘪𝘦𝘸𝘦𝘥 𝘸𝘪𝘵𝘩 𝘴𝘶𝘴𝘱𝘪𝘤𝘪𝘰𝘯 𝘰𝘳 𝘴𝘤𝘰𝘳𝘯. 𝘙𝘢𝘵𝘩𝘦𝘳, 𝘵𝘰𝘥𝘢𝘺, 𝘺𝘰𝘶 𝘢𝘳𝘦 𝘸𝘦𝘭𝘤𝘰𝘮𝘦𝘥 𝘵𝘰 𝘵𝘩𝘦 𝘤𝘰𝘯𝘷𝘦𝘳𝘴𝘢𝘵𝘪𝘰𝘯 𝘰𝘯 𝘵𝘩𝘦 𝘧𝘶𝘵𝘶𝘳𝘦 𝘰𝘧 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘪𝘯 𝘵𝘩𝘦 𝘜𝘯𝘪𝘵𝘦𝘥 𝘚𝘵𝘢𝘵𝘦𝘴 𝘢𝘯𝘥 𝘰𝘯 𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 𝘧𝘪𝘦𝘭𝘥—𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨 𝘵𝘩𝘢𝘵 𝘸𝘰𝘶𝘭𝘥 𝘩𝘢𝘷𝘦 𝘣𝘦𝘦𝘯 𝘶𝘯𝘪𝘮𝘢𝘨𝘪𝘯𝘢𝘣𝘭𝘦 𝘢 𝘧𝘦𝘸 𝘺𝘦𝘢𝘳𝘴 𝘢𝘨𝘰." Why This Matters: The proposed "payment accounts" would provide:  • Direct access to Federal Reserve payment rails  • Streamlined approval timeline (because "payments innovation moves fast")  • Tailored services without the full complexity of traditional master accounts  • No daylight overdraft requirements or discount window access needed For Moov, this represents a paradigm shift. While we currently operate through a FedLine Direct account and manage our sponsor banks' Master Account liquidity against our customer needs, having direct access would fundamentally enhance both the safety and efficiency of our operations. Governor Waller's vision is clear: "𝘛𝘩𝘦 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘭𝘢𝘯𝘥𝘴𝘤𝘢𝘱𝘦, 𝘢𝘴 𝘸𝘦𝘭𝘭 𝘢𝘴 𝘵𝘩𝘦 𝘵𝘺𝘱𝘦𝘴 𝘰𝘧 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘳𝘴, 𝘩𝘢𝘴 𝘦𝘷𝘰𝘭𝘷𝘦𝘥 𝘥𝘳𝘢𝘮𝘢𝘵𝘪𝘤𝘢𝘭𝘭𝘺 𝘪𝘯 𝘳𝘦𝘤𝘦𝘯𝘵 𝘺𝘦𝘢𝘳𝘴, 𝘢𝘯𝘥, 𝘢𝘤𝘤𝘰𝘳𝘥𝘪𝘯𝘨𝘭𝘺, 𝘢 𝘯𝘦𝘸 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘤𝘰𝘶𝘭𝘥 𝘣𝘦𝘵𝘵𝘦𝘳 𝘳𝘦𝘧𝘭𝘦𝘤𝘵 𝘵𝘩𝘪𝘴 𝘯𝘦𝘸 𝘳𝘦𝘢𝘭𝘪𝘵𝘺." This isn't just regulatory evolution - it's the Fed actively embracing the revolution in payments. For companies building the future of money movement, this opens doors to innovation that were previously locked. The era of payments infrastructure transformation is here. https://lnkd.in/gcQ_ta5v #Payments #Fintech #Innovation #FederalReserve #MoneyMovement #PaymentInfrastructure

Sign up for the Jack Henry Rapid Transfers™ webinar 💰 https://lnkd.in/gimaUKma Fintechs and tech-savvy banks are moving fast — don’t let your financial institution get left behind. Join Ben Metz from Jack Henry, Wade Arnold from Moov and Justin Zhao from Visa Direct for the live webinar discussion, “Real-Time*, Real Impact: Empowering Community Banks and Credit Unions with Jack Henry Rapid Transfers.™” Don’t miss your chance to learn how Jack Henry Rapid Transfers — enabled by Visa Direct and available on the Banno Digital Platform™ — can help you deliver what your users demand, boost engagement and increase deposit volume via real-time* me-to-me transfers. Learn why you should start delivering real-time money movement capabilities to your users now. Register now: https://lnkd.in/gimaUKma Visa Direct. Move money your way. #VisaDirect #RealTimeMoneyMovement #fintech #MoneyMovement #JackHenry #Moov *Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable.