Women in Payments

THANK YOU, AUSTRALIA PAYMENTS & FINTECH COMMUNITY! What an incredible two days at the Women in Payments Australia 2025 Symposium in Sydney! Across keynotes, panels, and networking sessions, we explored the opportunities and challenges shaping the future of payments — from digital trust, AI, and fraud resilience to leadership, communication, inclusion, and economic transformation. Every conversation reflected the strength, ambition, and innovation driving Australia’s payments ecosystem forward. A heartfelt thank you to our speakers, sponsors, and attendees for bringing your insights, experiences, and energy to this year’s event. And a special thank you to Kristy Duncan, Founder & CEO of Women in Payments, for her continued leadership and dedication to advancing women across the global industry. Together, we’re leaving this symposium more connected, more empowered, and more inspired to shape what comes next. #WomenInPayments #WIPAustralia2025 #Leadership #Fintech #Payments #Innovation #Inclusion #WomenInFinance #Empowerment

CLOSING KEYNOTE What a powerful close the Women in Payments Australia 2025 Symposium! Thank you to Pooja Sainani (Cuscal Limited) for introducing our closing keynote, and to Besa Deda, Chief Economist at William Buck, for delivering an insightful and forward-looking address that examined the economic forces shaping the future of payments and the broader financial landscape. Besa offered a clear and timely look at emerging opportunities, shifting market dynamics, and the trends that will influence how our industry continues to innovate and adapt. Her forward-looking perspective gave attendees a thoughtful and optimistic lens through which to wrap up two days of conversation, learning, and connection. Thank you, Besa, for ending the symposium on such an impactful note. #WomenInPayments #WIPAustralia2025 #Leadership #Economy #Fintech #Payments #WomenInFinance

THE ALGORITHMIC ARMS RACE Today’s final panel at the Women in Payments Australia 2025 Symposium put a spotlight on how rapidly AI-driven fraud is evolving — and how the industry is responding with smarter tools, stronger partnerships, and faster, more resilient defences. Moderated by Kate Crous (CBA), the discussion brought together Georgina Fuller (Australian Signals Directorate), Shameela Gonzalez GAICD (CyberCX), Daniel Holmes (Feedzai), Danielle Johnson (Westpac), and Mallika Sathi (Mastercard). The panel explored the sharp rise of deepfakes, synthetic identities, and AI-scaled scams, and shared how organisations are responding through real-time detection, improved identity controls, privacy-preserving data sharing, and customer-first protection measures. They also reflected on crisis response, the balance between speed and accuracy, and why cross-sector collaboration is now essential to staying ahead of attackers. Thank you to our moderator and panelists for a clear-eyed, practical discussion on strengthening Australia’s digital resilience. #WomenInPayments #WIPAustralia2025 #AIFraud #DigitalSecurity #CyberResilience #Fintech #Payments #FraudPrevention #Innovation

NAVIGATING AMBITION, AUTHENTICITY & ADVOCACY Thank-you Mastercard for sponsoring today’s critical workshop — and to Annaliese Norman (Mastercard) and Lauren Ryder (Leading Edge Global) for leading such an insightful and energizing session at the Women in Payments Australia 2025 Symposium. Together, they explored how women are redefining leadership by aligning ambition with authenticity and advocating for inclusive, high-performing teams. The conversation showed how empathy and decisiveness can coexist, how values strengthen influence, and how women can drive meaningful change across corporate environments. Attendees walked away with practical strategies for building influence while staying true to who they are — championing diverse perspectives, mentoring others, and fostering spaces where teams can truly thrive. Thank you to everyone who joined this powerful exploration of purpose-driven leadership. #WomenInPayments #WIPAustralia2025 #Leadership #InclusiveLeadership #CareerGrowth #Mentorship #WomenInFinance

THE A2A EVOLUTION Today at the Women in Payments Australia 2025 Symposium, our fireside chat explored how account-to-account (A2A) payments are reshaping the way money moves across Australia. From the launch of the NPP in 2018 to the rapid growth of PayID, Osko, and PayTo, the session highlighted how real-time rails are reducing friction, boosting transparency, and opening the door to new innovation across retail, lending, and B2B. A big thank you to our speakers Trent J. Daniel (Azupay), Kasey Kaplan ★★★★★ (Beforepay), and Jaimie Wistaff (Zepto) for breaking down the milestone moments behind today’s momentum, the rise in merchant adoption, and what emerging data is revealing about PayTo use cases. They also spoke candidly about industry challenges, from user-experience blockers to collaboration gaps, and how inclusion, resilience, and responsible innovation will shape the next wave of A2A growth. #WomenInPayments #WIPAustralia2025 #A2APayments #Fintech

YOUR WELL BEING – YOUR SUPERPOWER Today at the Women in Payments Australia 2025 Symposium, moderator Bridgitte Kelly (Worldpay) and panelists Simon Banks (PayPal), Victoria Liaroutsos (HSBC Bank Australia Limited), and Roni Millard (The Wellbeing Edge) unpacked what it truly takes to protect well-being in a high-pressure, constantly connected industry. The panel explored how boundaries, empathy, and self-awareness shape sustainable performance — and why small, intentional habits matter just as much as organizational culture. Reducing stigma, creating space for honest conversations, and supporting one another emerged as key to building healthier, more resilient teams. Thank you to our panelists for sharing such grounding and practical insights! #WomenInPayments #WIPAustralia2025 #WorkplaceWellbeing #Leadership #Inclusion #EmployeeEngagement #Fintech #Payments

INNOVATE, INSPIRE & IGNITE: DRIVING THE FUTURE OF PAYMENTS A huge thank-you to Bank of America for sponsoring this forward-looking session, and to Kiran Karanda for delivering such an energising and insightful presentation at the Women in Payments Australia 2025 Symposium. Kiran explored what it truly takes to innovate in a fast-moving payments ecosystem, showing that innovation isn’t just about new tools — it begins with mindset. He highlighted how embracing continuous change, challenging familiar ways of working, and applying technology with intention enable organisations to solve tomorrow’s problems before they arrive. From AI and digital banking to smarter fraud detection and automated reconciliations, the session demonstrated how emerging technologies are creating greater inclusion, efficiency, and connectivity across the industry. Kiran’s core message was clear: innovation creates the greatest impact when it’s rooted in real customer needs and driven by teams empowered to think boldly and anticipate what’s next. #WomenInPayments #WIPAustralia2025 #Innovation #DigitalTransformation #Fintech #Leadership #FutureOfPayments #BankofAmerica

EXECUTIVE PANEL A huge thank-you to Callum Juniper (Bolt Group), Catherine Fitzpatrick (Flequity Ventures), Lynn Kraus AM (Australian Payments Plus), and Charis Martin-Ross (HSBC) for leading an insightful executive panel at the Women in Payments Australia 2025 Symposium. Together, they explored how the payments industry is driving meaningful environmental and social impact — from digital and contactless payments reducing paper waste to fintech innovations expanding financial inclusion for small businesses and underserved communities. The discussion underscored how collaboration, data-driven decision-making, and responsible innovation are essential to building a sustainable payments ecosystem that balances financial outcomes with social good. Thank you to our panelists for inspiring actionable change across the industry. #WomenInPayments #WIPAustralia2025 #Sustainability #FinancialInclusion #DigitalPayments #Fintech #WomenInFinance

OPENING KEYNOTE A huge thank-you to Tracy Hall (Author & Speaker, Tracy Hall Consulting) for opening Day 2 of the Women in Payments Australia 2025 Symposium with such a compelling and insightful keynote. Tracy unpacked the psychology behind scams and fraud, drawing on her personal experience and deep expertise to show how quickly threats are evolving — and how AI is amplifying both risk and scale. She also underscored why awareness, empathy, and digital resilience are essential to protecting our organizations, customers, and communities. Thank you, Tracy, for setting the tone for the day with actionable insights and a powerful call to lead with vigilance and care. #WomenInPayments #WIPAustralia2025 #Leadership #DigitalSecurity #FraudPrevention #AI #Trust #CyberResilience #Fintech #Payments #WomenInFinance #OpeningKeynote

DISTINGUISHED PAYMENTS PROFESSIONAL AWARD We’re proud to recognize Dianne Shay, Head of Payments Industry at NAB, as the recipient of the Women in Payments Australia 2025 Distinguished Payments Professional Award! With over three decades at NAB and more than 15 years dedicated to payments innovation, Dianne has been at the forefront of shaping Australia’s payments landscape. Her leadership has driven transformative national initiatives including NPP, PayTo, ISO20022 migration, Digital ID, and the ePayments Code Review — all while fostering collaboration, integrity, and trust across the ecosystem. A strategic thinker and inclusive leader, Dianne is known for mentoring emerging professionals and championing diversity as a driver of innovation. Her governance expertise and commitment to customer advocacy have earned her deep respect across the industry, as she continues to influence the evolution of secure, modern, and inclusive payments in Australia. Congratulations, Dianne, on this well-deserved recognition! #WomenInPayments #WIPAUS2025 #Leadership #PaymentsInnovation #Fintech #Inclusion #NAB #DistinguishedProfessional